Property & Conveyancing Solicitors
When buying or selling property, you should hire expert property solicitors in Belfast to handle the legal aspects of property transactions in Northern Ireland. This includes drafting and reviewing contracts, conducting property searches, and facilitating the transfer of property ownership.
Property and conveyancing solicitors help clients comply with local, regional, and national regulations governing real estate transactions in Belfast. This ensures that all legal requirements are met. Moreover, for residential leases, Belfast property solicitors help draft, review, and negotiate lease agreements. Conveyancing lawyers ensure that the terms and conditions are legally sound and protect the interests of their clients.
If you require legal assistance related to your property and conveyancing needs in Belfast, don’t hesitate to contact one of our Belfast property solicitors by calling 028 90 36 5595 or emailing us at email@example.com.
Alternatively, you can use our simple and easy contact form.
Choosing Specialist Conveyancing Solicitors in Belfast
For both sellers and buyers, one of the most important steps in your conveyancing journey will be picking a suitable conveyancing solicitor, as this individual will be handling virtually every single aspect of the conveyancing process.
It is usually best to appoint a property solicitor before a bid is accepted on your property, as this gives the solicitor ample time to make the necessary preparations in advance.
Once an offer has been accepted regarding your property, your estate agent will then require the name of your conveyancing solicitor.
Conveyancing Process in Northern Ireland
Let’s understand the entire process of conveyancing in Northern Ireland.
Northern Ireland is becoming an increasingly popular location for homebuyers, both first time and seasoned, due to its stunning natural landscape and reputation for affordable new build homes. However, it is always important to be aware of the ins and outs of the conveyancing process in Northern Ireland, as this process can be complex and often catches both buyers and sellers alike unawares.
Begin with the initial engagement
For sellers, once you have chosen and instructed a conveyancing solicitor, as well as notifying the estate agent, the agent will then send a Memorandum of Sale to your selected solicitor. This document provides your property solicitor with a confirmation of the following: the name of the person who is purchasing the property, the full address of said property, the name of the purchaser’s property solicitor, the price of the property and any extraneous conditions.
For buyers, your conveyancing solicitor should then ask you for identification and proof of address in order to comply with the regulatory standards. For buyers, the process is identical, with the exception that your property solicitor will inquire about the source of funding for your purchase, whether it is through a mortgage or cash. They will also need to verify the origin of the funds and whether you intend to utilise a Help to Buy ISA or a Lifetime ISA.
Title deeds, certificates and searches
The seller’s conveyancing solicitor has a crucial responsibility to provide specific documents to the buyer’s solicitor during the property transaction. One of the most important is the title deeds, which states who legally owns the property. If your mortgage company haven’t already provided these, your property solicitor should request them at this point, unfortunately this can cause delays in the overall process.
In addition to the title deeds, your solicitor should also send a draft contract, which should include the Law Society of Northern Ireland’s rules and any special conditions for the sale. Your conveyancing solicitor is also required to obtain a Regional Property Certificate from the Regional Property Certificate Unit.
Leading Residential Property Conveyancing Experts in Belfast, Northern Ireland
These certificates can take up to three weeks to acquire, and it is recommended that property solicitors order them early in advance to prevent delays. The seller’s conveyancing solicitor is also responsible for conducting bankruptcy and judgement office searches on your behalf, which helps to determine if there are any potential legal restrictions on you selling the property. Another crucial search is performed in the Statutory Charges Register, which looks for issues regarding planning, sewerage and roads surrounding the property.
Once all of these documents have been prepared, the buyer’s property solicitor will review them thoroughly and discuss their contents with the buyer. Should an issue arise, the conveyancing solicitors will do their best to rectify it between them.
Mortgages and finance
If a mortgage is needed in order to purchase a property, your conveyancing solicitor will need to liaise with the lender to make sure that all the documentation and paperwork required is as it should be. They will also need to confirm the required amount of money to purchase the property and arrange for the funds to be transferred at the appropriate time.
Drafting and reviewing contracts
Once all the necessary information and paperwork has been gathered and organised, the seller’s conveyancing solicitor will draft a contract of sale. The buyer’s conveyancing solicitor will then thoroughly review the draft contract to ensure its terms are agreeable. Any alterations or negotiations are expected to take place at this point.
On the previously agreed completion date, the balance of the purchase price will be paid by the individual purchasing the property, either via a previously organised mortgage or with their own funds, and ownership of the property will be transferred to the buyer. The seller is then required to vacate the property and the keys will be handed over to the new owner. This process is normally coordinated through each of the property solicitors involved in the property transaction.
After completion, the buyer’s property solicitor will deal with the registration of the property transfer with the Land Registry, as well as handling any outstanding payments such as stamp duty and legal fees. Property solicitors will also handover the necessary documentation to the buyer, which should include the updated title deeds. This will then confirm the buyer’s ownership of the property.
Call our specialist conveyancing solicitors in Belfast on 028 90 36 5595
Frequently asked questions about conveyancing in Northern Ireland
What is conveyancing?
Conveyancing is a service that is typically provided by a solicitor, and is a crucial process during any property transaction, as well as being a legal requirement. The conveyancing process encompasses many individual tasks, from examining and exchanging title deeds, assessing property surveys, conducting relevant property searches, and finalising a sale.
The conveyancing solicitor will act as your representative when dealing with the party on the other side of the transaction, and should work diligently to safeguard your interests, as well as providing guidance and legal support throughout the complex process. Conveyancing solicitors will also be responsible for reviewing all relevant paperwork and informing you about the contents, as well as aiding you in meeting any obligations that have been set by your mortgage lenders.
How long does conveyancing take?
There is no simple answer to this question as the period of time that the conveyancing process takes is heavily dependent on multiple factors. For example, there are several third parties that your conveyancing solicitor will have to liaise with, such as public sector agencies and any other solicitors who are involved in the property train.
An effective conveyancing solicitor will diligently track and apply the right amount of pressure to make the process move as quickly as possible. In general, the conveyancing process takes roughly 8 weeks in Northern Ireland, but it has to be stressed that this timeframe can easily be extended by many variables, especially if there is a property chain.
Choose the best property & conveyancing lawyers in Belfast – Speak to SG Murphy Solicitors about your property transaction
To get in touch with our specialised conveyancing solicitors in Belfast, contact us now on 028 90 36 5595 or by email at firstname.lastname@example.org.
We property solicitors in Belfast are here to help. Contact us now on 028 90 36 5595